Speaker · Financial Educator · Credit Strategist
Contact FIG Restoration & Work With Moncy Hawkins, CFEI
Moncy Hawkins, CFEI, Credit Strategist. Certified Financial Education Instructor and Board Certified Credit Consultant. Whether you're ready to rebuild your household's credit or you're planning a workshop, class, or event, you're in the right place.
Prefer to talk first? Call (713) 425-3972 · Monday–Friday, 10am–6pm
Trusted By & Featured In
Black Enterprise
Colin Kaepernick's Know Your Rights Camp
Houston Community College
Houston Area Urban League
TruFund
Speaking & Facilitation
More Than Credit Repair. A Financial Educator Organizations Trust.
Moncy Hawkins brings nearly two decades of corporate finance experience, including Deloitte, Accenture, and ExxonMobil, together with her own story of rebuilding credit twice. As a National Certified Financial Education Instructor, she turns credit and financial concepts into clear, practical next steps audiences can act on the same day.
“Most people don’t have a credit problem. They have a structure problem.”
— Moncy Hawkins, CFEI
Since 2017
Founder, FIG Restoration
1,000+
Individuals & families served
20+ Years
Corporate finance & accounting
50+
Five-star reviews
Signature Topics
What Moncy Teaches
1
Building Financial Foundations
Understanding the Role of Credit. How credit impacts financial opportunities, credit score vs. credit profile, and the behaviors that strengthen or weaken credit.
2
Credit Readiness for Homeownership
What lenders evaluate beyond a credit score, common barriers that delay approval, and the steps to take before entering the homebuying process.
3
Credit Strategy for Entrepreneurs & Small Business Owners
Why personal credit matters in business growth, how credit readiness impacts funding, and habits that support business sustainability.
4
Financial Education for Communities & Families
How financial decisions create long-term outcomes, identifying gaps in financial structure, and practical steps toward financial stability.
5
Faith, Stewardship & Credit
For churches, ministries & ministry leaders.
Credit is a stewardship issue. Moncy helps congregations and leaders understand when credit opens doors and builds household stability, and when it quietly works against it. Grounded in faith and nearly two decades of financial expertise, this session equips leaders to guide their members from restoration to stewardship to established households.
The FIG Restoration Method™
Recovery → Awareness → Readiness → Restoration → Establishment
Five stages that take a household from damaged credit to lasting structure.
Formats
✓ Workshops & classes
✓ Keynotes
✓ Panels & fireside chats
✓ Accelerator & cohort programs
✓ Virtual sessions & podcasts
Ideal Audiences
✓ First-time homebuyers
✓ Entrepreneurs & small business owners
✓ Professionals & families
✓ Community organizations & CDFIs
✓ Workforce development programs
✓ Financial literacy initiatives
✓ Churches, ministries & ministry leaders
Selected Engagements
Where Moncy Has Spoken, Taught & Been Featured
A selection of the organizations, programs, and platforms Moncy has served since 2017. A full engagement history is available upon request.
Speaking & Facilitation
Colin Kaepernick's Know Your Rights Camp
TruFund — TruAccess Resilient Contractor Program
Credit training and individual credit audits for program participants
Houston Area Urban League
Small Business Development University
Houston Community College
SCORE Houston
Houston Public Library
Media, Podcasts & Publications
Black Enterprise
Know Your Rights Camp Podcast
“The Advantage Black & Brown Youth Can Have Learning Financial Literacy” · S3, E4
Culturally Distinct Podcast
Featured guest · Episode 100
Confident Living Magazine
Confident Finance column
Amazing 102.5 FM
Majic 102.1
Credentials & Leadership
WBEA Women's Business Center
Volunteer Credit Counselor, 2020–2024
Women in Insurance & Financial Services
Former Board Member
Certified Financial Education Instructor (CFEI)
Board Certified Credit Consultant
Certified Credit Score Consultant · FCRA-Trained
Texas Registered & Bonded
Upcoming
OCT 17, 2026
Anderson Title Company
Vision Board Event · Speaker
NOV 11, 2026
HBDI (Houston Business Development Inc.)
“Credit Standards & Credit Reality: Protect, Repair & Build Your Credit the Right Way” · Instructor
Hear Moncy in Action
Featured Interviews
Conversations about credit, financial readiness, and building stable households.
Selling Houston P.O.V.
Get Your Credit Right! with Moncy Hawkins
Culturally Distinct Network
Moncy Hawkins · Episode 100
Know Your Rights Camp Podcast
The Advantage Black & Brown Youth Can Have Learning Financial Literacy · S3, E4
★★★★★
“I had the privilege of being in the room twice while Moncy Hawkins presented compelling reasons why credit is important... Moncy's honesty and integrity is beyond reproach.”
M. Willis
Book Moncy
Bring Moncy to Your Next Event
Tell us about your audience and your goals. You'll hear back with availability and next steps.
✓ Customized to your audience and time slot
✓ In person in Houston, in person nationwide, or virtual
✓ Follow-up resources available for attendees
Get in Touch
Contact FIG Restoration
FIG Restoration is a Texas-registered and bonded household credit strategy firm led by Moncy Hawkins, CFEI, Credit Strategist. For questions about our services or your Credit Strategy Session, reach out below.
Call
Mailing Address
9337 Katy Fwy Ste B-5056
Houston, TX 77024
Mail only. All sessions are held by phone or virtually, in Houston and nationwide.
Hours
Monday–Friday
10:00am–6:00pm
Ready to work on your own credit?
Skip the back-and-forth. Your 45-minute Credit Strategy Session includes a full 3-bureau review and a clear next step. Bring your partner at no additional cost.
Book My Credit Strategy Session — $97