Recovery was the beginning...

FIG Restoration helps recovering households rebuild credit, structure their finances, and establish long-term stability.

Our work is grounded in faith, stewardship, and responsibility.

How We

WORK

Most credit services treat your score like a problem to be solved. We treat your household like a family to be established.

FIG Restoration is a structured, household-based credit strategy firm. We work with households who have already begun their recovery and are ready to build something stable and lasting.

FIG Restoration works alongside homeowners, lenders, and real estate professionals to help families rebuild credit and move forward with confidence.

You’re in the right place if:

You’ve recovered from a financial hardship
You’re earning income again
Your credit is still limiting your options
You’re ready for structure, accountability, and long-term progress

You’ve done the hard part. You recovered. Now let’s build. Begin with a Paid Credit Strategy Session, where we review your credit profile and determine fit.

*Enrollment is limited to ensure quality and intentional support.

Recovery

You’ve made it through the hardest part. Income is coming in, life is stabilizing — but your credit still doesn’t reflect where you are today.

Restoration

This is where we begin. We identify what’s holding your credit back and take strategic, compliant steps to correct inaccurate negative items and improve your credit profile.

Establishment

This is where you’re going. Stable credit, structured financial habits, and a household positioned for long-term access to homeownership, lending, and future opportunities.

Our process follows a structured approach that guides families from recovery to long-term financial establishment.

What We

Offer

Family Credit Restoration Program

Household-based support for families ready to move beyond instability and into long-term financial structure.

- Household-focused (up to two adults)
- Structured credit readiness and restoration
- Professional oversight and advocacy
- Ongoing monitoring, accountability, and guidance

👉 View Program Details

FIG FANS

Love this company. Moncy is warm hearted and very knowledgeable. She gets fast results and doesn’t waste your time. Follow her commands and you’ll be surprised at the results. I would recommend her to anyone needing support with their credit or financial support. Thanks again Moncy ❤️🙂

Mrs. Moncy was very personable and helpful. With the consultation alone, I learned so much! Can't wait to continue working with her to have a better credit profile.

Moncy is incredible, she gets straight to the point! I love that she is honest, quick, and very informative! I highly recommend Moncy to fix anyone credit! You will not be disappointed!🙏❤️

Moncy Hawkins is THE TRUTH! I learned more about credit in 15 minutes than I knew my entire life. She delivers tremendous value and excellent service to her clients while operating with the utmost professionalism.

I highly recommend FIG Restoration, Moncy Hawkins was very good and helpful in restoring me and my husband credit. She was very patient and very thorough in letting us know what we had to do to establish good credit, the information was very helpful now I we're in a good position in owning our home.

I am so happy that I made a wonderful decision to have Moncy Hawkins work on my credit. She stayed by my side every step of the way. She helped me recover my name back to life and I absolutely thank her for everything! I never thought I can get my credit score as high as I did. Thank you so much! Now I can take the knowledge you gave me to help others.

I had the privilege of being in the room twice while Moncy Hawkins presented compelling reasons why credit is important. Her knowledge as a credit repair specialist is outstanding. I was so impressed with her knowledge that I scheduled a consultation. I highly recommend FIG Restoration to any who seriously wants to improve their credit and financial situation. Moncy's honesty and integrity is beyond reproach.