Rebuild Credit with a Structured Credit Strategy That Works

You can improve your credit yourself and hiring a service is optional. But if your credit is still holding you back, it’s time for a structured approach.

That’s where FIG Restoration comes in. We help individuals and families rebuild credit and increase scores through structured credit strategy—not traditional credit repair.

Led by Moncy Hawkins, CFEI
Credit Strategist with 20+ years in finance and client advisory.

After rebuilding her own credit twice, Moncy now helps individuals and families create structure, stability, and long-term financial progress.

Credit Strategy Session — $97
45-minute personalized credit assessment with clear next steps
Applied toward enrollment if you move forward

How We Help You Rebuild Credit

Most credit services stop at dispute letters. We focus on building a structured credit strategy that creates long-term financial stability.

That’s the difference between temporary results and real progress.

If your credit is holding your household back, you’re not alone.

FIG Restoration is a household-based credit strategy firm designed for individuals and families who are ready to build long-term financial stability.

You’re in the right place if:

• Your income has stabilized
• Your credit is still limiting your options
• You’re ready for structure, accountability, and real progress

You’ve done the hard part—you recovered. Now it’s time to build.

Your Next Step

We help individuals and families improve their credit, remove inaccurate negative items, and build a structure that supports long-term financial stability.

Family Credit Restoration Program

• Household-based support (up to two adults per household or an individual)
• Structured credit strategy and restoration
• Professional oversight and advocacy
• Ongoing monitoring, accountability, and guidance

View Program Details

Start Here

Begin with a Credit Strategy Session.

In this session, we:

• Review your full credit profile
• Identify what’s holding you back
• Map out your next steps with clarity

This is where your strategy begins.

If your credit is still limiting your next step, it’s time for a structured approach.

Start with a Credit Strategy Session and get clear on exactly what needs to happen next.

Recovery was the beginning. Structure is how stability is built.

Our work is grounded in faith, stewardship, and responsibility.

This Is The Year Of

Established Families

Recovery is the beginning — not the destination. FIG Restoration exists to help

households move beyond restored credit into lasting structure, stability, and legacy.

This is what establishment looks like.

👉 Learn More

Verified Results

Real clients. Real progress. Real credit transformation.

Love this company. Moncy is warm hearted and very knowledgeable. She gets fast results and doesn’t waste your time. Follow her commands and you’ll be surprised at the results. I would recommend her to anyone needing support with their credit or financial support. Thanks again Moncy ❤️🙂

Mrs. Moncy was very personable and helpful. With the consultation alone, I learned so much! Can't wait to continue working with her to have a better credit profile.

Moncy is incredible, she gets straight to the point! I love that she is honest, quick, and very informative! I highly recommend Moncy to fix anyone credit! You will not be disappointed!🙏❤️

Moncy Hawkins is THE TRUTH! I learned more about credit in 15 minutes than I knew my entire life. She delivers tremendous value and excellent service to her clients while operating with the utmost professionalism.

I highly recommend FIG Restoration, Moncy Hawkins was very good and helpful in restoring me and my husband credit. She was very patient and very thorough in letting us know what we had to do to establish good credit, the information was very helpful now I we're in a good position in owning our home.

I am so happy that I made a wonderful decision to have Moncy Hawkins work on my credit. She stayed by my side every step of the way. She helped me recover my name back to life and I absolutely thank her for everything! I never thought I can get my credit score as high as I did. Thank you so much! Now I can take the knowledge you gave me to help others.

I had the privilege of being in the room twice while Moncy Hawkins presented compelling reasons why credit is important. Her knowledge as a credit repair specialist is outstanding. I was so impressed with her knowledge that I scheduled a consultation. I highly recommend FIG Restoration to any who seriously wants to improve their credit and financial situation. Moncy's honesty and integrity is beyond reproach.