713-425-3972       admin@figrestoration.com

Facebook Twitter Instagram Linkedin

Your Credit Is Holding You Back. Let's Change That.

You’ve been denied. You’ve been told to wait. You’ve tried to figure it out on your own and you’re still stuck.

There is a path forward — and it starts with one conversation.

 

Led by Moncy Hawkins, CFEI
Credit Strategist with 20+ years in finance and client advisory.

 

After rebuilding her own credit twice, Moncy now helps individuals and families create structure, stability, and long-term financial progress.

Book My Credit Strategy Session — $97

You have the right to improve your credit yourself. Hiring a credit strategy service is optional and not required.

Credit Strategy Session — $97
45-minute personalized credit assessment with clear next steps
Applied toward enrollment if you move forward

Where Most People Get Stuck

Most people who come to FIG Restoration have already tried to rebuild credit on their own. They disputed items. They waited. They signed up for a credit repair service that sent letters and went silent. Their credit score is still holding their household back.

 

The problem was never effort. The problem was no strategy.

 

FIG Restoration is a Houston-based credit strategy firm that builds a structured plan around your household — your income, your goals, your specific situation. This is not traditional credit repair. This is credit strategy built for long-term financial stability.

You are in the right place if:

• You have income — and your credit still doesn’t reflect where you are today

• You have been denied for a mortgage, a car loan, business funding, or housing because of your credit

• You are done waiting and ready to follow a real strategy

• You want someone who stays with you until the household goal is reached

 

Recovery was the beginning. Structure is how stability is built.

Book My Session — $97

Recovery was the beginning. Structure is how stability is built.

Our work is grounded in faith, stewardship, and responsibility.

CERTIFICATIONS

Real Results

Real clients. Real scores. Real households established.

+47 points in 30 days

“The Credit Strategy Session alone helped boost my score 47 points in 30 days. They didn’t try to take advantage of me and I learned so much about credit. Go book your session now!”

— Z.W. · ★★★★★ · Verified Google Review

+100 points — homeownership in reach

“My credit score increased by over 100 points. Before working with them, I felt stuck. They walked me through everything step by step. Because of their help, I now feel like homeownership is actually within reach.”

— K.K. · ★★★★★ · Verified Google Review

+200 points

“She was consistent, patient, and completely honest throughout the entire process. Because of her dedication and expertise, my credit score improved by nearly 200 points.”

— J.T. · ★★★★★ · Verified Google Review

560 → 720 in 6 months · Now house hunting

“She is a master of her craft and she really cares about families. Our scores went from 560 to 720 in 6 months. Now we are house hunting!”

— S.S. · ★★★★★ · Verified Google Review

Verified Results

Real clients. Real progress. Real credit transformation.

Love this company. Moncy is warm hearted and very knowledgeable. She gets fast results and doesn’t waste your time. Follow her commands and you’ll be surprised at the results. I would recommend her to anyone needing support with their credit or financial support. Thanks again Moncy ❤️🙂
T Shannon
T Shannon
Mrs. Moncy was very personable and helpful. With the consultation alone, I learned so much! Can't wait to continue working with her to have a better credit profile.
C Allen
C Allen
Moncy is incredible, she gets straight to the point! I love that she is honest, quick, and very informative! I highly recommend Moncy to fix anyone credit! You will not be disappointed!🙏❤️
Apple's World
Apple's World
Moncy Hawkins is THE TRUTH! I learned more about credit in 15 minutes than I knew my entire life. She delivers tremendous value and excellent service to her clients while operating with the utmost professionalism.
C Brobey
C Brobey
I highly recommend FIG Restoration, Moncy Hawkins was very good and helpful in restoring me and my husband credit. She was very patient and very thorough in letting us know what we had to do to establish good credit, the information was very helpful now I we're in a good position in owning our home.
C Paul
C Paul
I am so happy that I made a wonderful decision to have Moncy Hawkins work on my credit. She stayed by my side every step of the way. She helped me recover my name back to life and I absolutely thank her for everything! I never thought I can get my credit score as high as I did. Thank you so much! Now I can take the knowledge you gave me to help others.
M Portis
M Portis
I had the privilege of being in the room twice while Moncy Hawkins presented compelling reasons why credit is important. Her knowledge as a credit repair specialist is outstanding. I was so impressed with her knowledge that I scheduled a consultation. I highly recommend FIG Restoration to any who seriously wants to improve their credit and financial situation. Moncy's honesty and integrity is beyond reproach.
M Willis
M Willis