If your credit is keeping you from buying a home, qualifying for financing, or reaching your financial goals, you’re not alone. FIG Restoration helps individuals and families improve their credit through personalized credit repair, credit restoration, and strategic guidance that creates lasting financial progress.
You have the right to improve your credit yourself. Hiring a credit service is optional and not required.
Led by Moncy Hawkins, CFEI
Founder of FIG Restoration | Certified Financial Educator | 20+ Years in Financial Experience
After rebuilding her own credit twice, Moncy now helps individuals and families create structure, stability, and long-term financial progress.
| 📅 Established 2017 | ⭐ 50+ Five-Star Reviews |
🤝 Faith-Based Approach | 🏡 Helping Families | 📍 Houston & Nationwide |
Most people who come to us have already tried to fix their credit alone — disputing items, waiting for results, or working with companies that sent letters but never gave them a real plan.
The problem usually wasn’t effort. It was direction.
FIG Restoration is different because we combine 20+ years of financial expertise, a certified credit education background, and a faith-centered approach that treats you like a person — not a case number.
✔ Personalized Credit Strategy – Every credit profile is different, so every plan is built around your goals.
✔ Credit Education – We help you understand what impacts your credit so you can make informed financial decisions.
✔ Credit Restoration – We guide you through the process of improving your credit using ethical, compliant, and strategic methods.
✔ Long-Term Financial Success – Our goal isn’t just better credit today—it’s helping you build habits that support your future.
You may be a good fit if:
If your credit is standing between you and your next step, this is where you start.
This is a required one-on-one session designed to determine the right path forward based on your credit profile — not a generic consultation, and not a sales pitch.n 45 minutes, we will:
You’ll leave with clarity and a real next step — not more confusion.
$97 for individuals. Bring your partner at no additional cost (up to two adults).
If we both agree to move forward after your session, this fee is applied toward enrollment in the Family Credit Restoration Program.
*Results vary based on individual credit history, participation, and creditor responses. No specific outcomes or timelines are guaranteed.
Our work is grounded in faith, stewardship, and responsibility.
Real clients. Real scores. Real households established.
+47 points in 30 days
“The Credit Strategy Session alone helped boost my score 47 points in 30 days. They didn’t try to take advantage of me and I learned so much about credit. Go book your session now!”
— Z.W. · ★★★★★ · Verified Google Review
+100 points — homeownership in reach
“My credit score increased by over 100 points. Before working with them, I felt stuck. They walked me through everything step by step. Because of their help, I now feel like homeownership is actually within reach.”
— K.K. · ★★★★★ · Verified Google Review
+200 points
“She was consistent, patient, and completely honest throughout the entire process. Because of her dedication and expertise, my credit score improved by nearly 200 points.”
— J.T. · ★★★★★ · Verified Google Review
560 → 720 in 6 months · Now house hunting
“She is a master of her craft and she really cares about families. Our scores went from 560 to 720 in 6 months. Now we are house hunting!”
— S.S. · ★★★★★ · Verified Google Review
Real clients. Real progress. Real credit transformation.
Your financial future deserves a clear strategy. Whether you’re working toward homeownership, better financing, or greater financial stability, FIG Restoration is here to help you move forward with confidence.
Book Your Credit Strategy Session Below
