Explore FIG Restoration's credit repair articles, honest, faith-grounded guidance on rebuilding your credit, avoiding scams, and building lasting financial stability for your family.
So many “credit repair” companies are scamming families. Here’s how to spot a legitimate credit repair company, and what to ask before you trust anyone.
I’m Tired of Watching Families Get Scammed. Here’s How to Tell Who’s Real. Read More »
FIG Restoration Credit Education Series | Moncy Hawkins, CFEI | Credit Strategist If you have been searching for ways to rebuild your credit, you have probably seen it. An ad. A post. A message from someone in your inbox. It says something like: we can remove everything from your credit report, guaranteed. Clean slate. Fresh
What Is a Credit Sweep (and Why It Is Considered a Credit Repair Scam) Read More »
By Moncy Hawkins, CFEI | Credit Strategist | FIG Restoration Let me tell you what establishment is not. It is not waking up and checking your credit score every morning hoping it moved. It is not fighting your way through another month, robbing Peter to pay Paul, and calling it progress. It is not surviving
What It Means to Be an Established Family and Why It Is Not What Most People Think Read More »
By Moncy Hawkins, CFEI | Credit Strategist | FIG Restoration I am going to say something the credit industry does not like to admit. Most credit repair fails. Not occasionally. Not in rare cases. Most of it. And the families left holding the bill — financially and emotionally — deserve to know why. If you
Why Most Credit Repair Doesn’t Work — And What Actually Does Read More »
Recovery Is Not the Destination — What Comes After Matters More By Moncy Hawkins, CFEI | Credit Strategist | FIG Restoration If you’re trying to rebuild credit after a financial setback, you’re not alone. You made it through something hard. Job loss. A divorce. Medical bills that stacked up faster than you could pay them
And It Is Already Changing Everything. By Moncy Hawkins, Credit Strategist | FIG Restoration Houston credit repair has a reputation problem. And if you have been in the cycle of paying companies that promised results and delivered nothing, spending hours trying to fix your own credit with no idea where to start, and watching time
This Is the Year of Established Families. Read More »
Not Frustrated. Done. And Then Everything Changed. By Moncy Hawkins, Credit Strategist | FIG Restoration As a Houston credit repair and restoration strategist, I have something I have never said publicly before. Let me be honest with you. There was a season where I was done. Not frustrated. Done. The kind of done that doesn’t
Not Frustrated. Done. And Then Everything Changed. Read More »