Author name: Moncy

What Is a Credit Sweep (and Why It Is Considered a Credit Repair Scam)

FIG Restoration Credit Education Series | Moncy Hawkins, CFEI | Credit Strategist If you have been searching for ways to rebuild your credit, you have probably seen it. An ad. A post. A message from someone in your inbox. It says something like: we can remove everything from your credit report, guaranteed. Clean slate. Fresh […]

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financial stability

What It Means to Be an Established Family and Why It Is Not What Most People Think

By Moncy Hawkins, CFEI | Credit Strategist | FIG Restoration Let me tell you what establishment is not. It is not waking up and checking your credit score every morning hoping it moved. It is not fighting your way through another month, robbing Peter to pay Paul, and calling it progress. It is not surviving

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rebuilding credit after financial hardship with credit strategist

Your Income Is Back. So Why Does Your Credit Still Look Like the Worst Year of Your Life?

Recovery Is Not the Destination — What Comes After Matters More By Moncy Hawkins, CFEI | Credit Strategist | FIG Restoration If you’re trying to rebuild credit after a financial setback, you’re not alone. You made it through something hard. Job loss. A divorce. Medical bills that stacked up faster than you could pay them

Your Income Is Back. So Why Does Your Credit Still Look Like the Worst Year of Your Life? Read More »