For Entrepreneurs & Small Business Owners
Business Credit Establishment: Build the Foundation Lenders Look For
You built the business. Now it needs credit that can carry it. FIG Restoration helps entrepreneurs set up their business the way lenders expect, build business credit with structure, and get ready for funding without risking the household.
Book Business Credit Establishment — $599✓ 1-hour session with Moncy ✓ Virtual or phone call ✓ Personal and business credit reviewed together ✓ Houston & nationwide
Business Credit Establishment
$599
One-time investment · 1-hour session · Virtual or phone
The Truth About Business Funding
Your Business Credit Starts With Your Personal Credit
Many entrepreneurs apply for a business loan or card and get denied, and they don't know why. Often the reason is the foundation: how the business is set up, how it shows up to lenders, and the owner's personal credit behind it.
Funding follows structure.
Business Credit Establishment is part of The FIG Restoration Method™. We look at your personal credit and your business together, then build a clear roadmap so lenders see a business that is set up, credible, and ready.
What's Included
The Business Credit Establishment Package
A structured, one-on-one 1-hour session with Moncy, held virtually or by phone, built around your business and your funding goals. One-time investment: $599.
Business Foundation Audit
A review of how your business is set up and how it appears to lenders, including credibility and compliance steps and your digital footprint.
Personal and Business Credit Review
Your personal credit and your business credit profile, reviewed side by side, with clear steps to set up and strengthen both.
Financial Readiness
Lenders look at your ability to repay, not just your scores. We walk through a checklist of the financial markers lenders expect to see, so you know exactly what needs to be in place before you apply.
Your Business Credit Roadmap
A written, step-by-step plan for building business credit and preparing for funding, so you always know your next move.
Who It's For
Built for Owners Ready to Grow
✓ Entrepreneurs who were denied business funding and want to know why
✓ New business owners who want to set up correctly from the start
✓ Owners who want business credit separate from their personal credit
✓ Households where the business is part of the family's long-term stability
A Tool We Trust
See Your Business Credit With Nav
Moncy uses Nav and recommends it to business owners who want to see their business credit and explore financing options in one place. It's a helpful companion to your Business Credit Roadmap.
Explore NavDisclosure: FIG Restoration is a Nav affiliate and may earn a commission if you sign up through this link, at no extra cost to you. We only recommend tools we use and trust.
Business Credit Questions
Questions Business Owners Ask
What is business credit?
Business credit is a credit history tied to your business instead of to you personally. Lenders, suppliers, and card issuers use it to decide whether to extend credit to your business and on what terms.
Does my personal credit affect my business credit?
Yes, especially for newer businesses. Many lenders review the owner's personal credit alongside the business, so we look at both together and build a plan that strengthens each.
How do I start building business credit?
It starts with a solid foundation: setting up the business the way lenders expect, establishing a business credit profile, and keeping your financial records ready. Your Business Credit Roadmap lays out each step in order.
Do you guarantee business funding?
No. Lenders make funding decisions, and no honest firm can guarantee approval. What we provide is structure: a clear plan that puts your business in the strongest position possible.
How do I get started?
Book Business Credit Establishment directly for a one-time investment of $599. It's a 1-hour, one-on-one session with Moncy, held virtually or by phone, whichever works best for you. Once you book, you'll get next steps by email to schedule your session.
Build a Business That Lenders Can Say Yes To
Structure changes everything, for your household and your business. Business Credit Establishment is a one-time investment of $599.
Book Business Credit Establishment — $599Questions first? Call (713) 425-3972 or email erhawkins@figrestoration.com · Monday–Friday, 10am–6pm
You have the right to improve your credit yourself. Results vary based on credit history, business records, participation, and lender decisions. No specific outcomes, funding, or timelines are guaranteed.