FIG Formula


  • The Hour of Power leaves clients empowered with a clear and individualized plan to reach their credit goals! We provide an insightful view of your Credit to mix a formula for success concerning your credit goals
  • Review all 3 credit reports and identify problems with: Payment History, Amounts Owed, Credit
  • Mix: Revolving/Installment accounts, Length of Credit History, New Credit
  • Identify and instruct how to compose customized dispute letters for derogatory accounts and personal information that are negatively impacting your score. (You will write letters while we are in session)
  • Advise how to properly negotiate with the creditors/collection agencies and obtain deletion letters for the lender
  • Provide Credit Education
  • Provide products for rebuilding credit